Wave
Wave mobile wallet, collection through a payment link
Included in your Madata workspace
Send the quote. It comes back signed and paid.
Wave, Orange Money, CinetPay, Djamo, Stripe and PayPal are already in your workspace. Your customer opens the link they received by email, signs with a finger, and pays with the method they use every day. The invoice is marked paid without anyone checking it off.
All six payment methods ship with the workspace. You only enable the ones you need.
- Electronic signature included
- Six connectors, nothing extra to buy
Direct answer
Which online payment methods does Madata accept?
Six connectors ship with every Madata workspace: Wave, Orange Money, CinetPay, Djamo, Stripe and PayPal. Customers pay a quote or an invoice from their portal, in CFA francs. The provider confirms the collection, the invoice is marked paid and the entry is posted to the journal, with no data entry at all.
The journey
From quote sent to invoice settled
Four moments, one thread. You only step in at the first.
- 1
You send the quote
From Madata, by email or WhatsApp. Your customer gets a link to their portal, with no account to create.
PDF attached, sending tracked
- 2
They sign online
They draw their signature with a finger or a mouse, type their name and confirm. The quote becomes a sales order.
Name and date stamped on the PDF
- 3
They pay right away
The same screen offers the payment methods you enabled. They pick theirs and pay from their phone.
Deposit or full amount, your call
- 4
The invoice settles
The provider confirms, Madata records the payment and posts the entry. Nobody ticks anything by hand.
Reconciliation without data entry
The six connectors
What you find in your workspace, with nothing to install
The six providers available in your workspace, under Payment methods. You enable the ones you want, whenever you want.
Orange Money
Orange Money Web Payment, paid by code on the customer's phone
CinetPay
One contract for Orange Money, MTN, Moov, Wave and cards
Djamo
Djamo Business, collection on Djamo accounts and cards
Stripe
International cards, one-click payment and express checkout
PayPal
International collection into a PayPal Business account
The detail of each one is right below. Worth knowing already: Stripe is the only one in the set that saves the customer's card, so the only one that can charge a subscription without asking the buyer again each time.
Comparison
Which one should you pick?
The right choice depends on your customers and on how long you are willing to wait before collecting.
| Provider | Coverage | Methods | Currencies | Where money lands | Time to set up | Opening an account | Subscriptions |
|---|---|---|---|---|---|---|---|
 Wave | WAEMU zone (Côte d'Ivoire, Senegal, Mali, Burkina Faso) | Wave wallet | XOF | Wave Business balance, available immediately | 1 to 3 days (merchant account review) | Contract to sign | No |
 Orange Money | Côte d'Ivoire, Senegal, Mali, Cameroon | Orange Money account | XOF, XAF | Orange Money merchant account | 2 to 4 weeks (Orange Business subscription) | Contract to sign | No |
 CinetPay | West and Central Africa | Mobile Money, Visa and Mastercard, wallets | XOF, XAF, CDF, GNF, USD | Payout to a bank account or Mobile Money | 24 to 72 h (document review) | Open it online yourself | No |
 Djamo | Côte d'Ivoire | Djamo account, Djamo card | XOF | Djamo Business account | Depends on how fast Djamo reviews your file | On application | No |
| Stripe | International | Visa, Mastercard, American Express, wallets | Multi-currency | Bank transfer on the Stripe payout schedule | Immediate once the Stripe account is live | Open it online yourself | Yes |
| PayPal | International | PayPal account, cards through PayPal | Multi-currency, depending on the PayPal account | PayPal balance, withdrawn to a bank account | Immediate once the Business account is verified | Open it online yourself | No |
The Subscriptions column shows whether the provider can save the payment method to charge later instalments. Without it, each instalment is settled through a link sent to the customer, which works perfectly well.
Quotes and signature
The quote goes out, comes back signed, and you printed nothing
Electronic signature is part of the workspace. No third-party tool, no signature credits to buy.
Sent in one move
By email from Madata, or by WhatsApp. Your customer gets a link to their portal, with the PDF attached.
Signed with a finger
They draw their signature in the frame, type their name and confirm. The quote becomes a sales order in a second.
Deposit asked on the same screen
You set the percentage you expect. Your customer can only confirm by paying that deposit, or the full amount.
Stamped on the document
The signatory name and the date are stamped on the PDF, which stays attached to the order.
Quote
S00042
Customer signature
- Signed by
- Konan Yao
- On
- 11/08/2026 10:42
After the payment
What nobody does by hand any more
Reconciliation is where the time is really saved, and it is the part nobody ever sees.
The customer pays
From their phone, with the payment method they already use.
Your Madata is notified
The provider calls the notification address. The invoice is marked paid on its own.
The entry hits the journal
The payment is recorded on the right journal, ready for bank reconciliation.
Without that notification address, a successful payment can stay shown as pending. It is the one setting you have to copy over to your provider, and your workspace hands it to you ready to paste.
Getting started
Connected in fifteen minutes
All six connectors are already installed in your workspace. All that is left is pasting your credentials and registering one address.
What you need
This is the easiest one to open: everything happens online, and a single contract covers the region's Mobile Money operators and bank cards.
- SITE_ID, CinetPay workspace, Integration menu
- APIKEY, in the same place
- SECRET_KEY, in the same place
You open this account online, without going through a salesperson.
The address to register
Your workspace computes it on its own and hands it to you to copy. It is what settles the invoice without anyone stepping in.
https://votre-entreprise.madata.app/payment/cinetpay/webhook
- 1Paste your credentials in the Credentials tab.
- 2Register this address with the provider.
- 3Switch the state to Enabled, then pay a 100 F invoice to check.
What it covers
One enabled provider serves everywhere
Every document that carries an amount can be paid online.
Quotes
Signed and paid on the same screen, deposit included.
Invoice by link
The customer opens the link, picks a method and pays. No account to create.
Subscriptions
Instalments go out on their own, each with its payment link.
Payment reminders
The overdue reminder carries the link: the customer pays straight from the email.
Online shop
Orders from your website are collected through the same providers.
Customer portal
They find their open invoices there and settle them whenever they want.
Frequently asked
What people ask before connecting
Nothing beyond your subscription. All six connectors ship with the workspace and are enabled at no extra charge. What you pay are your provider's fees, which it takes directly and on its own terms.
Send your next quote and let it pay itself
Create your Madata workspace: all six payment methods are already waiting inside.
All six payment methods ship with the workspace. You only enable the ones you need.